Level 20 =/= Ascension. It happens after you Ascend, certainly, but it is entirely possible and not unheard of to reach level 20 well before you Ascend. The actual act only exists for plot related purposes.. it means that, as a Chosen, your character has reached their potential by gaining the True Sight - that is to say, the ability to see (and to combat) the White Mantle's Unseen Gods ... the Mursaat.
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